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Kentucky Disability Resource Guide

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Social Security Disability Income (SSDI)

Description: What is SSDI? Social Security pays disability benefits to you and certain members of your family if you have worked long enough and have a medical condition or disability that has prevented you from working or is expected to prevent you from working for at least 12 months or end in death.

Do I qualify for SSDI?
Social Security Disability eligibility is determined on having a disability, and SSDI payments are based on your prior work. Your spouse and other dependents may be eligible for SSDI payments based on your work history. Their income may affect their amount of benefits, but their income does not affect the amount that you draw for yourself.
– Eligibility for both SSI and SSDI is possible if SSDI benefit rates are low enough
– If you qualify for SSDI benefits, you will be eligible for Medicare after receiving benefits for two years
– At your full retirement age, your SSDI benefits automatically convert to your Social Security Retirement benefits.

How can I apply for SSDI?
You may apply on-line for disability benefits without waiting for an appointment. To apply, visit

To locate your Social Security office, visit

You may call the Social Security Administration (SSA) office to schedule an appointment at your local office or to ask questions.
(800) 772-1213.


Phone Number: (800) 772-1213
Phone Number 2: (800) 325-0778